| 31.12.05 |  | Dear clients, partners, contractors and friends! Happy New Year! |
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| 29.12.05 |  | Absolut Bank opened its offices in Zelenograd and Naro-Fominsk. |
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| 28.12.05 |  | Absolut Bank is financing the purchase of equipment for State Unitary
Enterprise "St. – Petersburg’s Central Water Station". |
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| 27.12.05 |  | Absolut Bank won the nomination «The Best Money Desk 2005» |
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| 26.12.05 |  | Absolut Bank increases its capital by $US 60 million next year. |
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| 19.12.05 |  | IFC became the shareholder of Absolut Bank |
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| 15.12.05 |  | 15 December 2005 Absolut Bank opened its new office in Lyuberci |
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| 12.12.05 |  | Absolut bank gets the highest rating according to the accessibility
and convenience of services provided. |
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| 05.12.05 |  | Absolut Bank ranks 17 place in "100 most trusted Russian banks"
rating. |
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| 01.12.05 |  | Export Import Bank of India extends USD 10 million Line of Credit to Absolut Bank |
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| 01.12.05 |  | Absolut Bank opened its office in Balashiha. |
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| 30.11.05 |  | Absolut Bank signed USD 52,000,000 Syndicated Trade Related
Finance Facility Agreement |
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| 15.11.05 |  | New year special – Absolut Bank reduces mortgage rate in 1% |
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| 01.11.05 |  | Absolut Bank has launched its credit-consulting center in Vidnoe |
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| 20.10.05 |  | «Absolut Trust» ranks 1 st place in «Moderate strategy funds» rating in the
3 rd quarter 2005. |
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| 17.10.05 |  | Absolut Bank sums up the results of activity for the past 3 quarters of 2005. |
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| 06.10.05 |  | KfW included Absolut Bank into Russian SME Facilitation Program. |
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| 05.10.05 |  | Absolut Bank successfully placed second tranche under its recently established US$100 million Short Term Note program. |
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| 03.10.05 |  | Absolut Bank has organized conference in Saint Petersburg. |
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| 27.09.05 |  | According to «Expert» magazine Absolut Bank is on the 15 th place among other 30 Russian banks in the field of provided financial assurances. |
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| 16.09.05 |  | Absolut Bank is enlarging its regional network |
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| 06.09.05 |  | Fitch Changes Absolut Bank’s Outlook To Positive; Upgrades National Rating |
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| 30.08.05 |  | The decision to issue additional share emission was taken at Absolut
Bank’s extraordinary shareholders meeting. |
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| 29.08.05 |  | Absolut Bank organised financing of the next transaction under SACE insurance
credit cover. |
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| 24.08.05 |  | Absolut bank has a pleasure to invite you for participation in hands-on conference «Trade finance. Import of foreign goods. Long-term financing of machinery and equipment imports.» |
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| 23.08.05 |  | Absolut Bank organized financing of pharmaceuticals imports from Hungary. |
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| 15.08.05 |  | The European Bank for Reconstruction and Development Increases Absolut Bank’s Guarantee Exposure up to USD 35 million. |
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| 03.08.05 |  | Absolut Bank opens its Central Branch in Saint Petersburg |
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| 02.08.05 |  | Absolut Bank starts auto lending program |
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| 26.07.05 |  | Absolut Bank has financed the purchase of the Profiling Line |
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| 25.07.05 |  | Absolut Bank has launched second regional branch. |
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| 22.07.05 |  | IFC Provides $25 Million in Equity and Loans to Russia’s Absolut Bank |
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| 21.07.05 |  | Absolut Bank has financed the purchase of the equipment for production of laminated floor cover |
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| 12.07.05 |  | Absolut Bank increased the volume of financing of foreign trade |
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| 06.07.05 |  | Absolut Bank Launches a New Deposit Account |
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| 04.07.05 |  | According to 2nd Q 2005, “Absolut Trust” Fund was Rated 2 nd in Profitability Rating |
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| 04.07.05 |  | According to the June results, Absolut Bank established its position among the major operators of the Stock Market of MMVB, being rated 29th with a turnover of more than 1,65 billion Rubbles. |
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| 04.07.05 |  | Absolut Bank Reduces Effective Interest Rate and Extends the Mortgage Loan Term to 20 Years. |
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| 30.06.05 |  | Absolut Bank Launches “Vacation with Absolut Bank” Campaign, Prepared in Cooperation with Reputed Travel Agencies of Moscow. |
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| 28.06.05 |  | Absolut Bank Decreases the Interest Rate on Absolut Bank VISA Card Loans |
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| 21.06.05 |  | IFC’s Board of Directors approved the programme of cooperation with Absolut Bank. |
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| 14.06.05 |  | USD 25,000,000 Syndicated Trade Related Finance Facility |
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| 08.06.05 |  | Absolut Bank and HERTZ Car Rental Company, the World Leader in Car Rental Industry, Provide a Special Program for Visa – Absolut Bank Card Holders. |
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| 07.06.05 |  | Absolut Bank Introduces New Retail Deposit Account “Profitable” |
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| 02.06.05 |  | Following the Results of May 2005 “Absolut Trust Fund” was Rated 6 th in Profitability Rating of the General Funds of Banking Management |
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| 02.06.05 |  | According to results of May 2005, index of Absolut Bank grew by 7 points in the Rating of Major Operators on the Stock Market of MMVB |
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| 02.06.05 |  | “Absolut Profitable” Fund Commenced its Operation Starting from June 1, 2005. |
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| 30.05.05 |  | According to RBC, Absolut Bank was ranked 55th as of the first quarter 2005 amongst the major banks with respect to net assets. |
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| 23.05.05 |  | Absolut Bank Offers its Depositors Absolute Comfort. |
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| 19.05.05 |  | AKB Absolut Bank (ZAO) informs, that the annual general meeting of shareholders held on April 20, 2005 resolved to change the Bank’s place of business to the following: 18 Tsvetnoy blvd, Moscow 127051. |
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| 06.05.05 |  | GFBM "Absolut Trust" has become one of the five most profitable funds! |
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| 05.05.05 |  | New Editions of DEPO Agreements to Come into Force June 01, 2005 |
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| 04.05.05 |  | Absolut Bank became a participant in EBRD Trade Facilitation Program as the Confirming Bank. |
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| 03.05.05 |  | Absolut Bank Opens Its Office in Podolsk |
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| 27.04.05 |  | Mortgage over the Phone |
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| 27.04.05 |  | Absolut Bank has carried out its workshop aimed at further upgrading client service quality |
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| 22.04.05 |  | All VISA-Absolut Bank card holders have a chance to win prizes within the framework of the promo-activity called “VISA Opens Summer Holiday Season” |
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| 20.04.05 |  | Annual General Meeting of Absolut Bank Shareholders Takes Place. |
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| 18.04.05 |  | Absolut Bank Receives the First Bankgesellschaft Berlin Bank’s Credit Tranche Amounting to USD 1.07 million |
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| 13.04.05 |  | Absolut Bank has fixed a coupon interest rate for its own second (last) year bonds to the tune of 11.5% per annum. |
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| 07.04.05 |  | Absolut Bank Reduces Minimum Amounts wrt Forex and RUR Deposits |
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| 05.04.05 |  | Moody’s assigned ratings to Àbsolut Bank. |
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| 30.03.05 |  | Absolut Bank Warns Internet Users |
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| 02.03.05 |  | Net assets of Absolut Bank grew by 53 % over the 2004 entire period and amounted to 13 billion rubles. As of January 1, 2005, Absolut Bank was ranked 56th in regard to its net assets among Russian banks. |
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| 28.02.05 |  | Absolut Bank’s Web Site Now Accessible for Mobile Phone and Pocket PC Holders. |
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| 21.02.05 |  | Absolut Bank Becomes Strategic Partner of PIK-Region Company |
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| 18.02.05 |  | Absolut Bank Deputy Board Chairman Oleg Skvortsov made a speech at the opening ceremony of the V International Forum I-Fin-2005, "Remote Financial Services in Russia." |
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| 11.02.05 |  | According to the January 2005 results, Absolut Bank has proved its position among major operators on the stock market of MMVB (Moscow Interbank Currency Exchange), being ranked 31th in the activity rating of market participants with more than 0,8 billion |
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| 09.02.05 |  | February 8, 2005 the general meeting of Absolut Bank approved Mr. Sidorov Nikolay Vladimirovich as Chairman of the Board. |
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| 03.02.05 |  | Oleg Skvorzov Takes Office of Deputy Chairman of the Board of Absolut Bank. |
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| 01.02.05 |  | Absolut Bank Provides Absolut-Info SMS Service Package to its VISA-Absolut Bank Plastic Card Holders Under Its Program for Retail Business Development |
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| 26.01.05 |  | Next Stage of Production Financing Realized by Absolut Bank Amounting to ˆ1.2 Million for 5-Year Term |
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| 17.01.05 |  | The Board of Directors of Absolut Bank Resolves to Appoint a New Chairman of the Board |
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