Ratings / Rankings

• 10^th among the most stable Russian banks (Forbes, March 2009)
• 11^th out of the top 30 banks in terms of net assets per outlet in 2008 (RBC, March 2009)
• 15^th among the banks that issued the most loans to individuals (as of February 1, 2009) (Profile, March 2009)
• 17^th out of the top 500 banks in terms of liquid assets in the first half of 2009 (RBC, August 2009)
• 20^th in terms of equity as of March 1, 2009 (RBC, June 2009)
• 22^nd out of the top 500 banks with biggest loan portfolio in the first half of 2009 (RBC, August 2009)
• 25^th out of the top 500 banks in terms of net assets in the first half of 2009 (RBC, August 2009)
• 29^th among the biggest interbank lenders (Kommersant, September 2008)

Retail Services:

• 1^st place in terms of relative growth rate of retail deposits in the rating “Interfax 100. Russia’s Banks. Volume and Structure of Obligations to Population (Thousand rubles) – Q1 2009” (Interfax, March 2009)
• 5^th in terms of volume of consumer loans issued in 2009 per outlet (RBC, March 2009)
• 5^th among the banks with the most mortgage loans in 2008 (RBC, March 2009)
• 6^th in terms of the mortgage loan portfolio in Russia in 2008 ( RBC Rating Agency, March 2009)
• 7^th out of the top 30 banks with the most consumer loans per out let excluding representation offices (RBC, March 2009)
• 15^th among the banks that issued the most loans to individuals as of May 1, 2009 (Profile, June 2009)
• 24^th in terms of the total volume of retail deposits (thousand rubles) (Profile, August 2009)

Corporate Services:

• Nr.1 in trade finance in Russia (according to the European Bank for Reconstruction and Development, May 2007)
• 13^th out of the top 50 banks in terms of SMB loan portfolio as of January 1, 2009 (Expert, June 2009)
• 16^th out of the nation’s biggest banks in terms of loans for financing small and medium-sized enterprises (RBC, March 2009)
• 16^th in terms of the number of loans issued to small and medium-sized businesses in 2008 (RBC, March 2009)
• 18^th in terms of the volume of loans issued to small and medium-sized businesses in 2008 (RBC, March 2009)
• 23^rd out of the 30 biggest corporate lenders in 2008 (Expert, March 2009)
• 23^rd among the banks that issued the most loans to non-state-owned companies (as of May 1, 2009) (Profile, June 2009)

Investment Banking:

• Among the top 5 banks in the Best Money Dealer 2008 nomination (December 29, 2008)
• 12^th among the biggest banks in terms of combined assets in Bank-Managed Mutual Funds as of January 1, 2009 (Association for Protection of Investors’ Rights to Information (AZIPI))
• 19^th among Russia’s biggest brokers in 2008 (RBC, February 2009)

Spotlights